A huge number of posts about bad credit credit cards
If you have good credit, credit card applications will arrive in the mail with alarming regularity. Especially attractive consumers often get several offers in the mail every day. With so many offers to choose from, how do you decide which offer is right for you? Start by ignoring most of the promotional offers. Those 0 percent interest rates are good only for an introductory period; after six months or so, they shoot up to the real interest rate, which is usually in the double digits. Examine your credit card applications for the real interest rate, which is usually hidden in the small print or in a chart on the back.