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Knowing that you are applying for disability, billing departments are more willing to work with you. You may also consider applying for local, state and federal public benefit programs. General Assistance is a state program that can lend you money that will have to be repaid after your social security disability case has been processed. Section 8 housing aid or food stamp programs may be helpful if your wait is long. If you are in financial dire straights, you might consider talking to a social security attorney.